1) Does Being Gay Effect your Wallet?

​Jake and Kirk get heavy with this one as we discuss discrimination. They don’t focus solely on LGBTQ+. There is an exploration of the strategies that hinder marginalized groups from attaining long term and sustained financial success. You won’t want to miss this one.

2) Same Sex Couples End of Life Planning

End of life planning is never an easy topic. However, it is an important one. On this show Jake and Kirk discuss some of the unique difficulties being in a same sex relationship can add to this question. They are solvable problems, but ones that need to be addressed.​

3) Financial Challenges Persist for LGBTQ

Should a male who prefers to wear dresses and make-up put on a suit and tie in order to ask for a loan? There are biases that still persist, particularly in the financial realm. On today’s show Jake and Kirk discuss some of the continuing challenges for LGBTQ community, and what individuals in that community can do about it.

4) Those Wedding Bell Finances!

The expense of a wedding can not only follow you for years, it can literally ruin your marriage!
How you make wedding decisions and how you deal with the money questions as a couple is a barometer for how your marriage will go.

Our relationship to money affects how we treat others and ourselves. If you have an unhealthy relationship to money it will cross over to your relationship with your partner.
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Jake talks with Wedding Planner Jordan Maney of www.allthedaysweddings.com and her experiences in planning weddings.

To many it seemed that 2021 was just a continuation of 2020. On the Jake of All Trades Show Jake Rivas and his sidekick Kirk Barbera tried to keep upbeat and positive by not only discussing topics of interest to you, but by giving practical advice aimed at benefiting your wallets both now and in the future. 

Below are the top five episodes that you all seemed to love this year. We hope that we could provide you with good actionable advice while tickling your intellect.

1. Coming in at number one is an unsurprising episode. Everyone wanted to know how recently passed legislation would effect their wallets.
Here is an episode description:
Laws passed in 2020 are beginning to take effect. Some of these laws will affect your wallet. Namely, alterations to 401k, social security and laws governing subscription services. On this episode Jake and Kirk go through the ones that are most likely going to affect you and discuss how to navigate them.

2. Do you remember all the craze of the Robinhood app? Well you were all certainly interested in this episode. On an episode back in February Jake and Kirk discussed how the company behind Robinhood app makes money:

Though the investment app boasts no commissions, there are several strategies the company uses to make money. Some of these strategies seem familiar to us and some may be unique. One of them, Jake and Kirk believe, is actually quite dangerous!

3. And of course who could forget the epic showdown between Jake Rivas and Kirk Barbera over whether or not Billionaires should exist. Of course Kirk won that debate, right? (yes yes he happens to be writing this verbiage...)

DEBATE NIGHT! With Jake and Kirk. On this special edition of Jake of All Trades, Jake and Kirk debate the question of whether or not billionaire’s should exist. Jake takes the negative and Kirk takes the positive. Of course, they don’t mean whether we should jail or deport billionaires, but rather should billionaires be subject to extra taxes or limits? What do you think? Do you think Billionaires should exist? What are the arguments for and against? Tune in for Jake and Kirk’s discussion.

4. Next up we have a special guest episode with Kevin Moore. Jake, Kevin and Kirk discussed Megatrends in investing:

To talk more in-depth at some of the trends that mutual fund managers are considering for the future, we brought on Kevin Moore, principal advisor at I*financial (Jake’s CFP firm). Kevin has also worked as a mutual fund manager, so he provides unique insights into how the investing world considers these trends and why you should too.

5. Last but certainly not least was a discussion about whether our listeners should even listen to Jake Rivas (CFP) Or just hire some robot! 

In the world of algorithms and AI is it still necessary to hire a CFP? Can’t robots do it all for us? Jake and Kirk discuss various online programs that can do a good job at helping you to manage and invest your finances. But is it sufficient? Also, at what point can robots not do what a human is able to do? These are some questions that Jake and Kirk discuss, as well as give some tips on when to use robo advisors and when to hire a human.

There is no need to mention what kind of year 2020 was for many of us. On the Jake of All Trades Show Jake Rivas and his sidekick Kirk Barbera tried to keep upbeat and positive by not only discussing topics of interest to you, but by giving practical advice aimed at benefiting your wallets both now and in the future. 

Below are the top five episodes that you all seemed to love this year. We hope that we could provide you with good actionable advice while tickling your intellect.

1. Coming in at number one is the reaction video Jake and Kirk did of Peter Schiff and Joe Rogan on student loans. 
On this episode Jake and Kirk react to a Joe Rogan Experience podcast clip. In this one Peter Schiff and Joe discuss the causes of the outrageous student loan expenses. Jake and Kirk give their commentary, including some interesting disagreements of Maestro Schiff.

2. Next up is a great two part episode where Jake and Kirk discuss financial truths no matter who won the election. This was before all the controversy. However, if you missed the episode, the financial truths are just as true today now that we know who won the election as they were pre-election.

Many of us believe this presidential election may be the world’s last. Doom and gloom are everywhere on our feeds these days. One of the dangers of acting out of emotion is making financial mistakes that can harm us long into the future. On this episode, Jake and Kirk go through a presentation of 10 truths, (with graphs) to prove that things won’t be so bad no matter who wins the 2020 election.

​3. It seems people were very interested in learning about Multi-Level-Marketing companies, ponzi schemes and pyramid schemes. 

After High School Kirk worked for an MLM (Multi-level-marketing) company called “Vector Marketing.” Often, legitimate MLMs like Vector (they sold Cutco Knives) and Mary Kay are presumed to be pyramid schemes. In this episode Jake and Kirk discuss how to tell these different “money making” methods, and how to know if someone is asking you to do something wrong. Many of us are looking for ways to make extra money from home, and these forms of money-making endeavors can be good ways to do that, but you have to know what you are looking for.

4. One of the important political issues of 2021 will be student loans. What will happen next? In this episode Jake and Kirk discuss the entire system of government student loans and whether they think it should be abolished or reformed.

On this episode Jake and Kirk discuss a Wall Street Journal opinion piece that pits two different opinions on this issue. One side claims that the whole system of student loans is broken and thus should be forgiven, the other says that the system is not perfect, but it works and loans should not be forgiven. You won’t be disappointed by the interesting discussion between the two hosts! 

https://www.wsj.com/articles/should-we-forgive-all-federal-student-loan-debt-11590525387

5.  Last but not least, it would seem, based on stats, that many Americans are moving. Though it is popular to talk about the California exodus, in reality, people are moving from many parts of America.

Kirk is moving (Again!) and it turns out so is a large portion of America. On this episode Jake and Kirk discuss pew research showing that 22% of adults have moved due to covid19. There is a time-honored tradition of “Go-West Young Man” to find the opportunity elsewhere. That is America on the Move.

On this episode Jake and Kirk react to a video of Dave Ramsey explaining his secrets of the rich. While there are some aspects in which Jake agrees with Dave, there are many areas of disagreements. Most notably, the ways in which Dave Ramsey obscures the truth. Tune in for a fun reaction video!

On this episode Jake and Kirk react to a Joe Rogan Experience podcast clip. In this one Peter Schiff and Joe discuss the causes of the outrageous student loan expenses. Jake and Kirk give their commentary, including some interesting disagreements of Maestro Schiff.

In this two part episode Jake and Kirk go through a recent Wall Street Journal article that presents 30 pieces of advice given by financial experts from various professions, each explaining a unique mistake people make during a recession. The article has CEOs, CFOs, financial analysts, CFPs and everything in between. Jake and Kirk read each piece of advice and give you their take on each one.

https://www.wsj.com/articles/the-biggest-money-mistakes-people-make-in-a-recession-11600009201
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In this two part episode Jake and Kirk go through a recent Wall Street Journal article that presents 30 pieces of advice given by financial experts from various professions, each explaining a unique mistake people make during a recession. The article has CEOs, CFOs, financial analysts, CFPs and everything in between. Jake and Kirk read each piece of advice and give you their take on each one.

https://www.wsj.com/articles/the-biggest-money-mistakes-people-make-in-a-recession-11600009201

In this episode Jake and Kirk discuss an article in The Economist about the art and science of bubbles. Today, with the advent of day-trading apps like Robinhood, bubbles have become more prevalent and harder to identify. In this show we discuss what a bubble is and is not and why they are important to understand for our financial future. Here is the article:
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https://www.economist.com/finance-and-economics/2020/08/19/bubble-hunting-has-become-more-art-than-science